Compare the Best Local Rates

Current Average Certificate of Deposit Rates in Los Altos, CA

Having a solid understanding of the interest rates available from banks and credit unions near you is very important if you expect to hold high-earning accounts. Los Altos Banking Rates has compiled a list of the average CD rates in Los Altos by term, so you can gauge the competitiveness of your own accounts or have a benchmark for comparison if you are interested in opening a new CD.

Average Los Altos, CA CD Interest Rates

The following is a breakdown of the CD accounts in Los Altos, including the highest, lowest and average rates currently available:

Six-Month CD

Total Number of Accounts Available: 38
Highest Rate on Record: 0.9% APY
Lowest Savings Account Rate: 0.1% APY

Average 6-Month CD Rate: 0.36% APY

12-Month CD

Total Number of Accounts Available: 38
Highest Rate on Record: 1.3% APY
Lowest Savings Account Rate: 0.1% APY

Average 12-Month CD Rate: 0.57% APY

Two-Year CD

Total Number of Accounts Available: 36
Highest Rate on Record: 1.5% APY
Lowest Savings Account Rate: 0.1% APY

Average 24-Month CD Rate: 0.84% APY

You can learn more about where to get the highest CD rates in the city by visiting the 6-Month CD, 12-Month CD or 24-Month CD pages.

All of the above rates are accurate as of June 27, 2011, but are subject to change at any time.